Main feature of this plan is that the premium is very low. It provides protection and offers savings at a very low premium. Death at any time before age 85 years terminates payment of premiums and the sum insured and attached bonuses become payable. In the event the insured survives to the policy anniversary at age 85 years, the policy matures and the sum insured plus bonuses become payable.

The rates of bonuses are much higher than other plans so this policy is better for investment and higher returns. supplementary covers can be further attached with this plan and its cover can be extended to cover other risk factors and.

This plan is best suited for youngsters who are at initial stages of their careers and cannot afford to pay high premiums.

Individuals who anticipate requirement of a lump sum in far future can also go for this plan.